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About Qǔ Exchange (QǔE)

Based on the sharing economy concept, Qǔ Exchange (QǔE) facilitates the trading/purchasing of business/personal products & services among SME businesses/SME employees with the introduction of Qǔ Point (QǔP).

The Mechanism

This is how Qǔ Exchange works

Credit Control

Pledge Limit for SMEs

Limit A

Maximum RM30,000 for SMEs without audited reports, but with more than one year business track record

Limit B

Maximum 10% of annual turnover for SMEs with audited reports and more than three years business track record

Governance, Security & Guarantee

Financial Benefits

Turn excess products/services into instant WORKING CAPITAL(QǔP)

SOLVE cash flow problems or IMPROVE cash flow

IMPROVE collections

ZERO interest repayment

ZERO transaction costs

NO float/INSTANT transfer

Human Resources Benefits

Turn excess products/services into instant EMPLOYEE FLEXI BENEFITS/rewards

An ever-growing list of COMPREHENSIVE employee flexi benefits/rewards such as medical, insurance, groceries, food, etc available on Qǔ Exchange (QǔE)

Increase COMPITITIVENESS to hire/retain

ABILITY to implement/maintain an employee flexi benefits/rewards programme with ZERO cost